Technology-As-A-Service

Workplace technology is rapidly changing and evolving, what's ground breaking one day is old news a couple of months later. So what if you could integrate the latest technologies every couple of years and have it maintained without the upfront financial burden of purchasing brand new equipment? With our Technology-as-a-Service program with ASD® you have one fixed investment and a total low voltage technology infrastructure that is fully supported. 

Here’s why our clients like our program:

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NO NEED FOR COMPROMISE

Now you don’t have to postpone or delay implementing the newest and best technology. You can enjoy productivity improvements sooner by getting the right tools for the job.

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100% FINANCING

Leasing gets you the technology you require while still meeting cash flow needs. Your monthly payments can include "soft" costs such as installation, freight, equipment set up, or service contracts.

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PROVIDES A HEDGE AGAINST INFLATION

Since lease payments are fixed you can pay for today’s technology with tomorrow’s dollars as you earn them.

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PRESERVES CASH AND CREDIT LINES

Leasing is a proven way to conserve capital while acquiring needed technology. Since you're not tying up existing credit lines you'll have the capital available for critical areas like  personnel, inventory, or advertising.

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LOW MONTHLY PAYMENTS

ASD® can customize a lease plan that will fit your budget needs. Often times payments are lower than conventional financing.

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NO DOWN PAYMENT

Preserve and protect your cash flow by freeing up your available money to work for you instead of sinking it into depreciating assets.

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FLEXIBLE LEASE TERMS

You can choose from a variety of lease terms that suit your individual needs. ASD® will quote all of them so that you can make an informed decision.

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OPTION TO BUY

If you decide that you would like to own the technology at the end of the lease you can simply pay the amount specified in the terms.

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EASIER BUDGET FORECASTING

Having a fixed monthly payment allows you to more accurately forecast your budgets.

Hidden Costs of Technology

The purchase price of your new technology is just the tip of the iceberg compared to its lifetime costs. Many times the maintenance of that technology can cost 3-4x more than the original purchase price.

This free eBook uncovers the costs you might not expect to encounter through the life of your technology.

Download Now
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Make the Best Use of Your Funds

By leasing assets that depreciate you're freeing up your cash for other areas of your business. It also keeps your funds and credit available for unseen opportunities that arise. All money is not created equal, below you will find a comparison of common workplace technology financing options. Each situation is unique and this should help you determine which solution is best for your organization. 

LEASE

BANK LOAN

CASH PURCHASE

CASH FLOW

No money down means equipment can be profitable from day one

Down payment is required and costs of installation, maintenance, and freight aren't included

Depletes your cash reserves and leaves you vulnerable to unforeseen expenditures

CREDIT LINES

Preserve credit lines and conserve capital while improving your credit score

Ties up credit lines

Credit can be negatively impacted by diminishing working capital

EQUIPMENT PROTECTION

Generally, taxes and insurance are managed by the financing company

No obsolescence protection

No obsolescence protection

RATE RISK

Establish a set rate at the beginning of the term of the agreement

Most likely a variable interest rate tied to prime or an economic indicator

Use today's cash for income generating activities

SOFT COSTS

Covers most soft costs and preserves cash

Rarely covered

Additional upfront costs that deplete cash reserves even more

UPGRADES

Easy to add-on or trade-in while keeping the same fixed terms and payment amount

Must handle disposal of equipment which slows upgrade process and results in additional costs

Must handle disposal of equipment which slows upgrade process and results in additional costs

TAX AND

LIABILITY

$1 buyout leases use accelerated depreciation for larger tax advantages

Principal amount is depreciated so only the interest can be written off

Assets must appear with corresponding liability on balance sheet

LEASE

BANK LOAN

CASH PURCHASE


CASH FLOW

No money down means equipment can be profitable from day one

Down payment is required and costs of installation, maintenance, and freight aren't included

Depletes your cash reserves and leaves you vulnerable to unforeseen expenditures


CREDIT LINES

Preserve credit lines and conserve capital while improving your credit score

Ties up credit lines

Credit can be negatively impacted by diminishing working capital


EQUIPMENT PROTECTION

Generally, taxes and insurance are managed by the financing company

No obsolescence protection

No obsolescence protection


RATE RISK

Establish a set rate at the beginning of the term of the agreement

Most likely a variable interest rate tied to prime or an economic indicator

Use today's cash for income generating activities


SOFT COSTS

Covers most soft costs and preserves cash

Rarely covered

Additional upfront costs that deplete cash reserves even more


UPGRADES

Easy to add-on or trade-in while keeping the same fixed terms and payment amount

Must handle disposal of equipment which slows upgrade process and results in additional costs

Must handle disposal of equipment which slows upgrade process and results in additional costs


TAX AND

LIABILITY

$1 buyout leases use accelerated depreciation for larger tax advantages

Principal amount is depreciated so only the interest can be written off

Assets must appear with corresponding liability on balance sheet

How Much Should I Budget?

Develop your technology budget and identify the critical factors that will impact your project pricing.